As the economy has started to pick up steam post Covid-19, we are noticing very high demand for flipping the processing fees from the business to the card holder. We used to see this only in small ticket-high volume businesses like bagel-bakery-coffee shops, convenience stores-bodegas, car washes, etc. Recently, we have seen a tremendous increase in businesses with higher average tickets moving their costs to their clients. For example, plumbing, heating and air conditioning, locksmiths, and auto repair. From our conversations with the recently converted merchants, there was no loss in business, but they received more cash as payment. This is a huge win for the businesses as they cut their expenses and do not suffer a loss in revenue.